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A mortgage for any purpose

A loan against an existing asset, after comparing the cost and risk against other alternatives.

A family is looking at financing options

short

A mortgage for any purpose is a loan against an existing property lien, for a use other than the purchase of an apartment. The guarantee may allow a lower interest rate than some of the consumer alternatives, but not in every portfolio. Total cost, period, fees and property risk should be compared before debt consolidation, renovation, business or family assistance.

Who is it for?

  • Property owners with expensive debts who want to consolidate them
  • Self-employed who need capital for a business
  • Anyone planning a renovation or expansion
  • Parents who want to help children

What is included in the service?

  • Examining the ability to encumber and the value of the property
  • Cost comparison against other loans
  • Building a route that fits your flow
  • Accompanying the bank until the signing

how long does it take

Varies according to the bank, the property, the documents and the collateral

to deepen before a decision

Guides that fit this route

Balloon, outstanding and bridging loans

Repayment structures, incremental cost and interim financing risks.

To read the guide →

Ability to repay before loan

How existing obligations affect the new credit.

To read the guide →

Questions about a mortgage for any purpose

Why is a mortgage for any purpose better than a regular loan?

A property lien may improve interest terms, but a long spread can increase the total cost and the property is used as collateral. Compare offers according to interest rate, period, total payment, fees and solvency and don't assume in advance that a mortgage is always better.

How much can you get?

The amount is derived from the value of the property, from the existing balance on it and your ability to repay. In an initial test we can give you an exact range.

without obligation

One call. thirty minutes free of charge

We will understand where you stand and tell you straight away if you have anything to save. If not, we'll say that too.

Leave details077-9614363

We do not receive commission from any bank. never.