Initial consultation free of charge
Thirty minutes that show you where you stand, without commitment.
for detailsThe leading company in Mechir Lemishtaken, since 2019
A mortgage is not a loan.
This is the big decision of your life.
And you are not supposed to make this decision alone, in front of an official who represents one bank. We represent you. only you
From 2019 until today we have returned to the pocket of our customers
520,040,000
shekel. It's not a slogan. This is what we have returned to our customers since 2019.
- 0
- Commission from the banks
- 1
- Close personal advisor
- 8
- Escort routes
who we are
Ailon Financing Solutions is a mortgage consulting and financial planning company operating in Israel from its offices in Or Yehuda. The company accompanies apartment buyers, homebuyer price winners, mortgage refinancers and investors, and has saved its customers over NIS 520 million from 2019 to date. The first call is given free of charge.
New on the site
Calculate the mortgage before you talk to the bank.
Open calculator with Spitzer, an equal fund, linkage to the index, an aggravating scenario and a full disposal table. The result is displayed immediately, without registration and without providing details.
Most people don't know how much they are paying too much.
And that is exactly the problem. You can't fix a gap you can't see.
Absolutely
No one will tell you
You received medium terms.
You enter the bank, sit in front of a nice clerk, get a number. He sounds reasonable. You have nothing to compare it with, so you sign.
The clerk did not cheat you. He simply represents one bank, and he has goals.He did his job. The question is who made yours.
Partial comparison
interest only
One number that does not tell what will happen to the refund and the balance
Full comparison
cost and risk
Refund, total payment, linking, flexibility and fees
Compare alternatives for the same amount and the same period. This is the only way to know if an offer is really cheap, and not just looks cheap in the first month.
what we do
Eight tracks. One goal.
Each track is built around a different life situation. Find yours, or call and we'll be together.
A maximum savings route to the house for the winners of the Mechir Lemishtaken
Specialized support for the winners of the housing programs, from the winning phase to the financing and receiving the key.
for detailsMaximum savings path in commitment
Comparing bank offers and building a mix according to your goals, return and risk.
for detailsMortgage refinancing
Do you already have a mortgage? There is a real chance that you are paying unnecessarily.
for detailsreverse mortgage
Leveraging an existing asset for the third age, without selling the house.
for detailsA mortgage for any purpose
A loan against an existing asset, after comparing the cost and risk against other alternatives.
for detailsFinancial planning and mortgage guidance for real estate investors
Not just finance a property. To build a deal that also holds a conservative scenario and leaves flexibility for the continuation.
for detailsHome economics advice
Arrange the flow before touching the mortgage.
for detailsGrowth Sources by Ailon
A good deal starts with numbers that survive a stress test.
Ailon combines price, purchase tax, capital, financing, rent, expenses and reserve. The goal is to understand the transaction and its effect on the entire portfolio, without guaranteeing a return, an increase in value or credit approval.
why us
we do not accept
Fee from any bank.
This is not a marketing statement, this is a structural decision. As soon as we have nothing to gain from the bank, we have only one thing left to gain: you.
- Full liability track
- We take responsibility for the process, including the collateral phase.
- Real and objective advice
- We do not receive a commission from any bank. We work only for you.
- Custom mix
- The mix is derived from your life goals, not from a fixed pattern.
- Saving time and bureaucracy
- We manage the case with the banks for you.
- Specializing in complex cases
- Unusual, complex or rejected cases elsewhere.
- A personal team of consultants at full availability
- One consultant accompanies you from beginning to end.
how it works
six steps. Work table adapted to the case. And you are not alone.
- 01
We will get to know you
Not the slip. you. Where are you going and what is important to you along the way?
free of charge
- 02
We will build the budget
Equity, mortgage, expenses and reserves.
according to the complexity of the case
- 03
We will issue an in-principle approval
The case is filed neatly and backed up with documents.
According to bank timings
- 04
We will compare offers
The same data against several banks, to compare correctly.
After receiving the offers
- 05
Signed
You arrive at the bank when the conditions and documents are clear.
In coordination with the bank
- 06
We will close the collaterals
The stage that everyone forgets. We are not leaving before him.
until the case is closed
the people
One consultant. From the beginning to the key.
You will not switch between representatives and you will not explain your story anew in every conversation. One consultant takes your case and stays with it until the end, including the insurance phase that most people don't even know exists.
We measure ourselves by one question: did the customer feel that someone looked after him.
The collateral stage is where cases get stuck.
And that's exactly where most of the consultants have already finished their work. we don't
In the bottom line
We do not sell mortgages.
We buy you peace of mind.
Because in the end, what remains after the money comes back is the feeling that someone really looked after you.
Schedule a free consultationcustomers
What is left after the money is returned
For those who are really looking for a very thorough and consistent mortgage consultant who will go hand in hand with him until the perfect result. Those who are looking for a mortgage consultant to be calm that there is someone who is really responsible, available and caring. Yishai does a thorough and accurate job and the client has nothing left but to sign.
We are a young couple who bought an apartment for the first time in our lives, with no experience at all. We received personal attention and fast and dedicated care, and he accompanied us through each and every step of the process of taking out the mortgage until the moment of the signatures at the bank. We felt and still feel in safe hands.
We wanted to say a big thank you to Lishshachar who accompanied us from the process of choosing the apartment to signing the mortgage, hand in hand, in a professional and pleasant manner. Thank you for the significant price reduction you arranged for us and for taking care of the small details. We have no doubt that we will recommend in the future.
I want to thank you for the professional work you did for us in taking out the mortgage. Even though I drove you crazy for hours on end with strange questions, you always knew how to explain and reassure. A mortgage is not a simple thing at all, but with your professionalism you made it very understandable.
All along we knew we were in good hands and we were as relaxed as possible. Thank you very much for the dedicated support, professionalism and humanity. Now it is behind us and we are on our way to getting our own apartment.
Thank you very much for the hard work you have done. The case is not easy, it was handled with professionalism and patience that made my family even happier. Highly recommended.
Frequently asked questions about mortgage advice
Should you hire a mortgage consultant?
Advice can be valuable when you need to build a mix, compare offers or manage a complex portfolio. There is no fixed savings amount that fits every mortgage. The fees are checked against the documented difference in reimbursement, total cost, flexibility and risks between the alternatives.
How much does a mortgage consultant cost in Ailon?
The first call is free. The fee is determined in advance in writing according to the complexity of the case, and is not a percentage of the mortgage amount. We do not receive a commission from any bank, so we have no interest in directing you to a particular entity.
What is the difference between a mortgage advisor and a bank clerk?
The bank clerk represents one bank and receives targets from the branch. An independent mortgage consultant applies to several banks at the same time and creates real competition for you. Both sides are decent, but only one of them works for you alone.
How long does a full mortgage process take?
The duration of the process varies according to the complexity of the case, the completeness of the documents, the bank's timing, the appraisals, the collateral and the payment schedule in the transaction. After mapping the needs and the portfolio, you can build a realistic work schedule and leave room for completions.
Where are the Ailon offices?
Ailon's offices are at Hagana 17, Or Yehuda. Hours of operation are Sunday through Thursday, 8:00 a.m. to 5:00 p.m. We work with clients all over the country, and a large part of the process is carried out remotely.
without obligation
One call. thirty minutes free of charge
We will understand where you stand and tell you straight away if you have anything to save. If not, we'll say that too.
We do not receive commission from any bank. never.
