Real estate investments · 7 minutes reading
A guide to examining an investment apartment according to total cost, financing, tax, rent, maintenance, flow and risk.
short
An investment apartment is evaluated according to all the money that goes out and comes in, not only according to the purchase price and the rent. Equity, purchase tax, lawyer, brokerage, renovation, financing, maintenance, periods without a tenant and current taxation must be calculated. Then check the net yield, monthly flow and the scenario of a decrease in rent or an increase in interest.
Written and professionally reviewed by the Ailon Financing Solutions team
Start with the price andPurchase tax calculator. Add one-time and annual costs. On the income side, they used a conservative rent and reduced vacancy.
We examined the transaction bFinancing service for investors and compare flow before and after mortgage. Potential appreciation is a scenario, not a guaranteed income.
from the information for personal inspection
Concentration of the price of the apartment, tax, lawyer, brokerage, renovation and other expenses.
calculatorChecking own investment, flow and gross and net return in a full scenario.
calculatorEstimate according to the value of the apartment, the type of purchase and the share of ownership.
Knowledge CenterFinancing, tax, return, flow and full costs for investors.
to continue reading
Real estate investments
List of financial checks for the investor before a contract: price, tax, expenses, appraisals, financing, rent, flow and reserve.
For the full guide →Real estate investments
A guide to planning financing at the property portfolio level, with reserve, repayment ratio, order of capital use and stress tests before the next transaction.
For the full guide →Real estate investments
A guide for calculating leverage, flow and reserve in the scenario of a decrease in rent, non-occupancy, unusual expenditure or interest rate change.
For the full guide →Bank of Israel instructions set a maximum financing rate of up to 50% for an investment apartment. Actual approval depends on the bank, the borrower and the property.
not. You need to calculate net return after expenses and flow after financing, and also take into account months without a tenant and unusual expenses.
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